1. Open an account
(Click for Account Application)
* You must have a Idaho residence, current proof of income, valid identification, and an open checking account.
* Once approved you will not need apply again
* If you are married, you may apply for a separate account. |  | 2. Complete a loan request
(Click for Loan Request)
*Once completed you will receive our legal disclosures on-line. (You should print or save these for your records)
*We would like to speak to you about the terms of your loan. Please contact us toll free 1-877-309-2274. | | 3. Receive funds * Once approved funds will be electronically credited to your checking account.
Deposits occur the next business day if you are applying before 7:30 P.M. MST, or in two business days if you are applying after 7:30 P.M. MST. |
1. Automatic Payment
* If you take no action, your checking account will be electronically debited on your loan due date. | | 2. Pay Cash
* You may visit any of our locations, and pay off your loan in cash on or before your due date. | | 3. If You Can't Repay
* If you cannot repay your loan, you may be eligible to extend your loan online or at any of our locations. |