Payday Loans
A payday advance (also known as a payday loan, cash advance, payroll advance, post-dated check loans, etc) is a financial management tool that can provide a sensible alternative to costly bounced checks, late payment charges and tarnished credit ratings. USA Cash Services® offers payday loans from $50 to $500 ($700 in WA). There are many different ways to apply for your payday loan. Choose the one that is most convenient for you:
 Online Payday Loan
We can offer you an online payday loan in many different states. Simply complete our online payday loan application and you can be pre-approved in minutes. Once pre-approved, complete our online payday advance request during our business hours and we will credit your checking account the very same day. Your bank usually will make these funds available to you on the next banking day.
Same Day Payday Loan
Need a same day payday loan? Need cash in your hand today? Maybe we do not offer online payday loans in your state. You can always visit one of our many office locations for a same day payday loan.
1 Hour Online Payday Loan
As a new service to our repeat customers, we can now offer you an one hour online payday loan. When you apply for a online payday advance, simply request that we mail you one of our USA Cash Services® Debit Cards. Once you have received your card, we will be able to credit loans to your debit card, within one hour of approval.
Payday Loan Extensions
In most states you can renew or extend your loan past the original due date through an easy process in which you pay only the current fees, deferring the remaining balance for a new fee. Each state has its own regulations regarding extension limits. You can find your state's limits by selecting 'Fees' from our menu and choose your state.
During an extension you will be given the opportunity to make an additional payment toward your principle. Loan fees are calculated on both the length and amount of your loan. Since additional principle payments result in us lending you less money, you will be charged lower fees.
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What do you do when your car breaks down a week before payday?
Your electric bill is due, but you have had some unexpected expenses this month that have drained your checking account.
When those unexpected expenses surprise you; be responsible, and prevent your bank from charging you multiple returned check fees.
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Too much month at the end of your money ?
We have a solution for you...
Make Today Your Payday!™
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Title Loans
Do you currently own your vehicles? If so you may qualify for a title loan. You can qualify in minutes for a loan up to 1/3 the value of your car. Just come in to any of our friendly locations and they'll help you fill out an application.
Tax Refund Anticipation Loans
We offer tax refund anticipation loans. Please see our tax page for more information. A tax refund anticipation loan is a costly form of credit. You should consider the cost and benefits of this and any other short time credit options you may have.
Installment Loans
Installment loans allow you to borrow up to $1,000 and have more flexable repayment options. You must be able to make regular payments, but may have up to 12 months to repay the loan. Installment loans are being offered in our Clearfield and Taylorsville stores. Just come into one of these friendly Utah locations and they'll help you fill out an application.
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