USA Cash Services realizes that financial emergencies happen. Banks, utilities, landlords, and credit card companies may charge excessive penalty fees for bounced checks or missed payments. USA Cash Services can help you to avoid paying these fees by providing you a payday loan, cash advance, or other loan service. We believe it is important that you fully understand our cash advance fees and have provided the following pages fully describing our payday loan costs.

We offer a wide range of online Cash Advance loan options and have provided a fee calculator to help you find the online loan that best suits your financial needs. Select your state to begin.

No online loans in your state? Check out our locations. We may have a store near you!

California Cash Advance Fees

Loan Amount:
Length of Loan:
Your Loan Fee Will be:
Your Total Owed Will be:
Your APR Will be:

SCHEDULE OF CHARGES

California Deferred Deposit Transactions

AMOUNT FINANCED
(Amount Provided)

FINANCE CHARGE
(FEE)

Total of Payments
(Draft Amount)

APR *

LOAN TERM
(14 days)

LOAN TERM
(30 days)

$100.00

$17.60

$117.60

458.86%

214.13%

$200.00

$35.20

$235.20

458.86%

214.13%

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Amount of Draft") due in 14 and 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

No Criminal Prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction

(Click on icon for a printable schedule of charges)

Idaho Cash Advance Fees

Loan Amount:
Length of Loan:
Your Loan Fee Will be:
Your Total Owed Will be:
Your APR Will be:

Nevada Cash Advance Fees

Loan Amount:
Length of Loan:
Your Loan Fee Will be:
Your Total Owed Will be:
Your APR Will be:

Utah Cash Advance Fees

Loan Amount:
Length of Loan:
Your Loan Fee Will be:
Your Total Owed Will be:
Your APR Will be:

The State of Utah requires us to post the following:

SAMPLE of Fees and APR for TYPICAL Loans

	Sample of Fees and APR for TYPICAL Loan
	Loan Amount ($50)		Loan Amount ($100)		Loan Amount ($200)		Loan Amount ($300)		Loan Amount ($400)		Loan Amount ($500)
Term in Days	APR	Finance Charge	APR	Finance Charge	APR	Finance Charge	APR	Finance Charge	APR	Finance Charge	APR	Finance Charge
5	1460%	$10	730%	$10	521.58%	$14.29	521.46%	$21,43	521.40%	$28.57	521.37%	$35.71
6	1216.67%	$10	608.33%	$10	521.34%	$17.14	521.34%	$25.71	521.49%	$34.29	521.46%	$42.86
7	1024.86%	$10	521.43%	$10	521.43%	$20	521.43%	$30	521.43%	$40	521.43%	$50
8	912.50%	$10	521.49%	$11.43	521.49%	$22.86	521.49%	$34.29	521.38%	$45.71	521.40%	$57.14
9	811.11%	$10	521.54%	$12.86	521.34%	$25.71	521.41%	$38.57	521.44%	$51.43	521.46%	$64.29
10	730%	$10	521.58%	$14.29	521.4%	$28.57	521.46%	$42.86	521.40%	$57.14	521.44%	$71.43
15	531.22%	$10.71	521.46%	$21.43	521.46%	$42.86	521.46%	$62.29	521.40%	$85.71	521.41%	$107.14
20	521.58%	$14.29	521.40%	$28.57	521.40%	$57.14	521.40%	$85.71	521.45%	$114.29	521.44%	$142.86
21	521.43%	$15	521.43%	$30	521.43%	$60	521.43%	$90	521.43%	$120	521.43%	$150
25	521.51%	$17.86	521.37%	$35.71	521.44%	$71.43	521.41%	$107.14	521.44%	$142.86	521.42%	$178.57
28	521.53%	$20	521.43%	$40	521.43%	$80	521.43%	$120	521.43%	$160	521.43%	$200
30	521.46%	$21.46	521.46%	$42.86	521.40%	$85.71	521.42%	$128.57	521.43%	$171.43	521.44%	$214.29
31	521.36%	$22.14	521.48%	$44.29	521.42%	$88.57	521.44%	$132.86	521.42%	$177.14	521.43%	$221.43